We understand the concern you might have about other licensed health professionals talking with your clients about healthcare. We don’t talk about healthcare because our programs are independent of the healthcare law .We are protective of our clients as well. We make it very clear to all clients that we have no interest in changing their group policy or major medical policies. We also make it clear we will not hamper , solicit or otherwise compete against our client’s agent/broker. We prefer to use our programs to enhance the group policies already in place if possible. Group policies have deductibles and co-insurance and we have the ability to place a GAP policy which coordinates with the group policies. Lastly , we don’t require contributions from the Employer and in fact we help your (the agent’s) client more easily afford your (the agent’s) policy.